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You can still enroll in Obamacare if you meet any one of these qualifying life events.

Small Group Health Insurance

Change in legal marital status, including marriage, death of a spouse, divorce, legal separation and annulment.

Small Group Health Insurance

A change in the number of dependents, including birth, death, adoption and placement for adoption.

Small Group Health Insurance

A change in place of residence of the employee, retiree or their spouse or dependent and the current carrier is not available.

Small Group Health Insurance

Significant cost or coverage changes (including coverage curtailment and the addition of a benefit package).

Small Group Health Insurance

Judgments, decrees or orders.

Small Group Health Insurance

A change in coverage of a spouse or dependent under another employer’s plan.

Small Group Health Insurance

A COBRA qualifying event.

Small Group Health Insurance

Entitlement to Medicare or Medicaid.

Qualifying Life Events

There are other qualifying life events that you may meet - call us today 888-337-1705.

About us

Our Agents 

 Coleen Elkins

Motto: Peace of Mind For Your Health

Coleen has been self-employed since 1975. Her work as a health insurance agent and helping others has been her passion. She keeps her finger on the pulse of changing legislative issues for Medicare and The Affordable Care Act. As a former paralegal her knowledge of legal research has helped her understand the changes before they become law. Knowledge and understanding has helped her prepare her clients for the future changes to their benefits.

Coleen completes all annual certifications necessary to provide all services to her clients including Medicare Supplement, Medicare Advantage Plans, Medicare Part D Plans and Plans that meet the guidelines of the Affordable Care Act.  This allows her to provide guidance and services to her clients year round on the plans they have enrolled in through her. 

Services provided include educational seminars regarding Medicare and The Affordable Care Act which governs insurance for those under age 65. Coleen has been invited to speak at seminars held by multiple health insurance companies as well as churches, civic organizations and clubs. Each individual client receives personalized service and enrollment assistance. Small business clients receive assistance and guidance including helping employees understand the plans their employer is offering. 

We promise to be here to help you maximize your benefits once your policy is in place! 

She has been a proud and active member of the National Association of Heath Underwriters since 1995.

 Doug Coursey

Doug Coursey entered the insurance industry in 1980 and founded his business based on the principles of integrity and superior customer service.  Doug is the President of Doug Coursey Insurance Agency, LLC dba Professional Health Insurance Services.    His specialty is Medicare products, including Medicare Supplements and Medicare Advantage Plans as well as the under sixty-five health insurance market. He understands how overwhelming options can be and he takes as much time as necessary to make sure his clients understand their options.  He has won numerous awards for his outstanding leadership and sales ability.

Doug is a graduate of the University of Texas at Arlington, with a degree in Business and Marketing.  He is a veteran, having served in the U.S. Marine Corps.

Doug is a resident of Whitney, Hill County, Texas, having lived there for the last 24 yrs.   Doug is married to Brenda Coursey and is a member of King Memorial United Methodist Church, Whitney, Texas.  Aside from his insurance career, Doug enjoys raising cattle, sheep and goats on his ranch in Whitney and loves to play golf and fish.

     Brenda Coursey

Brenda Coursey has been a licensed insurance agent in Texas since 2005 and has been actively working with her husband, Doug Coursey managing his health insurance office and working with the under sixty-five health insurance enrollments. 

Brenda has over 40 years of legal experience, starting her legal career in 1972 as a legal secretary, then as a paralegal.   She ended her legal career as a law office administrator when her employer of 28 years closed his practice.   This legal and management career enhances her ability to provide excellent customer service and attention to detail.

She is a member of King Memorial United Methodist Church and serves on its Staff/Pastor/Parish Relations Committee.   In her spare time, Brenda loves to read, go fishing and spend time with her husband.

About Us

24-7healthinsurance / RV Insurance Benefits offering “Peace of Mind For Your Health Since 1995”! 

We are best known for our steadfast dedication to serving our clients. Medicare and Health Insurance options are always changing and often confusing. Our goal is to help you understand your benefits so you can use them with confidence. Our personal guidance will help you maximize your coverage and may save you money. 

Since 2008 we have been assisting and guiding people who are enjoying Recreational Vehicle Travel.  We help them find benefits that meet their specific needs no matter where they live or travel. Please call us today at 1-888-337-1705 we look forward to being of service!

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Our experts make your life easier and get you the most out of your insurance right away.

Dental Insurance starting at..

Cigna Dental Individual 1000


PPO Dental Plan For All Ages With 3 Benefit Options

Nationwide NetworkGreat Benefits For Those That Travel!

Medicare Supplements as low as..

medicare supplement Plan G


Nationwide Network Perfect Benefits For Snowbird Or Those That Travel

Plan G Is An Affordable Option To Reduce Your Medicare Supplement Monthly Premiums

Medicare Prescription Drug Plan as low as..

Medicare Prescription Drug Plan Humana Walmart


Medicare Prescription Drug Plan Also Known As Part D

Nationwide Network

Medicare Supplement Plans Starting at..

Private Health Plan F


Plan F Pays The Part B Deductible And Is The Most Comprehensive Medicare Supplement Plan

Accepted Nationwide By Providers That Accept Medicare

Short Term Medical Plans Starting at..

Short Term Medical Temporary Insurance


Premium Based On 46 Year Old Female In Texas; Plans Fill The Gaps Between Covered Benefit Periods and provide a nationwide network

Plans Do Not Meet The Minimal Essential Benefits Of The Affordable Care Act And Are Medically Underwritten